A Curacao licence and an Australian player: what the rules actually do in 2026

A Curacao-licensed casino can look tidy. The footer cites a regulator, an application number, a place of incorporation. To an Australian player that paperwork may feel reassuring, even authoritative — and that is exactly the framing worth pulling apart. The short version is plain. Online casino games are prohibited in Australia under the Interactive Gambling Act 2001, regardless of where the operator is licensed. A Curacao licence does not bend that line. It does not give an Australian player extra rights. It does not give an Australian player a regulator to ring. What it gives is a permission issued by another country’s authority, which has no reach inside Australian law.

A tablet screen displaying an official regulator warning notice on a desk beside a coffee cup.
The ACMA issued further formal warnings to Dama N.V. over Woo Casino (March 2025) and Spirit Casino (May 2025).

This page is the working through of that point. It explains what a Curacao licence actually does, what Australia’s framework actually does, and where the two run into each other. The material is current as of 9 November 2026, with the figures checked against the Australian Communications and Media Authority’s enforcement record and against the registers Curacao publishes itself.

What a Curacao licence is, and what it is not

A Curacao gaming licence is a permission issued by the government of Curacao — first under the old Landsverordening op de Kansspelen, then under the National Ordinance on Games of Chance that took effect in 2024. It authorises the licensee to offer games of chance from Curacao. Outside Curacao, it has no automatic standing.

A person at a laptop reading a plain-language explainer article at a home desk.
In February 2025 the ACMA issued a formal warning to EOD Code SRL over Instant Casino.

Australia runs the opposite test. The Interactive Gambling Act 2001 makes it an offence for any person to provide a prohibited interactive gambling service to a customer who is physically in Australia. The offence is about provision, not about the player’s location at the time of signing up — if the service is reachable from Australia, it sits inside the prohibition. Online casino games and online pokies are explicitly named as prohibited content. State and territory regulators license wagering, lotteries and keno, not casinos online. No state issues a “Curacao licence equivalent”, because there is no category to slot one into.

This is why a Curacao seal on an Australian-facing site is a jurisdictional mismatch rather than a workaround. The site is licensed somewhere. It is not licensed anywhere that affects Australian law.

What changed when Curacao reformed its regime

The headline change is structural. Before the reform, the licence was administered by the government of Curacao through a small set of master licence holders, who in turn sublicensed operators. The LOK — Landsverordening op de Kansspelen in its updated form, the National Ordinance on Games of Chance — replaced that arrangement. The Gaming Control Board (CGA) now supervises licensees directly, and there is a defined split between B2C (operator-facing the public) and B2B (platform and software supplier) authorisations.

The fees for both classes are public. An application costs EUR4,592 for either licence class. The B2C annual fee is EUR47,450 — a EUR24,490 contribution to the National Treasury and a EUR22,960 supervisory fee to the CGA. The B2B annual fee is ANG48,000 with no monthly component. Publishing the schedule is part of the reform’s intent: the old sublicence trade was opaque in pricing and accountability, and the new one is meant to be neither.

The AML/CFT side moved with the licence. Operators must report unusual transactions through the goAML portal, established under PB 2020 no. 157, and the underlying obligations sit in two earlier ordinances — the National Ordinance on Identification and the National Ordinance on Unusual Transactions. These are real rules with real reporting mechanics. They are also rules designed for the Curacao regulator to enforce. They do not extend an Australian player a Curacao-side complaint route when an offshore operator refuses a withdrawal.

Who the regulator actually is

The Curaçao Gaming Authority — the CGA, formerly the Gaming Control Board — supervises licensees under the new framework. It issues licences, monitors compliance, and can revoke or suspend. Its own material describes its supervisory scope in those terms. A footer that names the CGA, a current application number, and a B2C or B2B class is the closest thing the Curacao system has to a complete statement of who oversees the operator. Even then, what the CGA can do stops at Curacao’s border. A dispute over a withdrawal, an account closure or a voided bonus is not something the CGA can adjudicate on behalf of an Australian player in any way that binds an Australian-facing operator.

What the Australian framework actually does

The Australian framework is built around three things: a hard prohibition on online casino content, a regulator that enforces against providers rather than players, and a set of consumer-protection rails that bind only licensed services.

The Interactive Gambling Act 2001 is the prohibition. The Interactive Gambling Amendment Act 2017 strengthened it, and further amendments since have tightened advertising, inducements and payments. The 2026 reform package passed Parliament on 19 August 2026; its advertising and inducement measures commence on 1 January 2027. That is law with a start date, not law in force on a page dated inside 2026.

The ACMA — Australian Communications and Media Authority — runs the enforcement. It investigates complaints, issues formal warnings, accepts enforceable undertakings, and asks the Federal Court for orders requiring Australian internet service providers to block illegal sites. The individual player is not the regulated party — the IGA targets the provider — but the practical effects land on the player regardless. A blocked site can leave a balance stranded. A platform with no Australian presence offers no Australian complaints body and no local legal recourse.

The protection rails are tied to the licence. BetStop, the National Self-Exclusion Register, has been live since August 2023 and binds every Australian-licensed online and phone wagering service. An offshore casino does not connect to it, so registering with BetStop does not stop play on a Curacao-licensed site. The same boundary applies to credit-card bans, advertising rules and dispute resolution — they apply to licensed services and stop there.

What the ACMA enforcement record looks like

By June 2026 the ACMA had asked ISPs to block 1,751 illegal gambling and affiliate marketing websites since the first blocking request in November 2019. The figure counts blocked sites and blocking requests together, but the scale is what matters — the regime is sustained, monthly, and procedural rather than reactive. A single round reported on 26 June 2026 added another twelve sites to the block list: 7Signs, ChromaBet, Donbet, Duospin, Freshbet, Slots Gem, Jacks Club, Lucky Start, Pointsbet, Spinrise, Vinyl Casino and Wildsino.

H2 Gambling Capital’s 2025 estimate puts annual losses to illegal gambling sites at roughly A$3.9 billion, with the share of gambling going through legal channels falling from 74% in 2021 to 64%. The market is moving offshore, not shrinking. More than 230 unlicensed services have left the Australian market since 2017, either by choice after an ACMA action or by blocking.

What the ACMA formal warnings actually cover

The blocking requests are the blunt end. The formal warnings are the careful one. Each warning names the operator, the brand, the date, and the conduct the ACMA considers to breach the IGA. Several of the brands in this market have been the subject of more than one warning, because the operators behind them continue to launch new sites under new corporate names.

In March 2026 the ACMA issued a formal warning to Pulsup Ltd over Rocketplay.com.au. In May 2022 it had warned Dama N.V. over six brands — Bambet, Dazard, Level Up, Rocketplay, Wild Tornado and Cobra Casinos. Dama came back into the warnings in March 2025 (over Woo Casino) and May 2025 (over Spirit Casino). In July 2025 the ACMA warned Bamboo Media over Ignition Casino, and Consolutetish S.R.L. over National Casino and Bizzo Casino — Bizzo having already been the subject of a 2022 warning to TechSolutions. In February 2025 EOD Code SRL was warned over Instant Casino; in April 2026 Ryker B.V. over Jackbit and CasinOK; in April 2025 Sterplay Holding Ltd over Casino Intense. Hollycorn N.V. was warned earlier over Sky Crown and Blue Leo.

The pattern is not hard to read. The same operator groups cycle through new brands; the ACMA names each one as it appears; offshore platforms keep launching. A brand being on this list does not mean it is the worst of the market. It means the ACMA has named it, in writing, under the IGA.

The Northern Territory wrinkle

Most of Australia’s licensed online wagering sits under one roof. The Northern Territory Racing and Wagering Commission — the NTRWC — regulates 52 of the country’s online bookmakers, including Sportsbet, Bet365 and Ladbrokes. The Territory licence is a tax-driven arrangement, not a quality endorsement. The commission has no full-time staff, meets once a month in Darwin, and runs on a model where the brands would locate somewhere in Australia regardless because of where the tax falls. This is the entire licensed online wagering sector — the betting exchanges and sports books that take bets before the event, not the casino platforms themselves.

Payments: where the rails meet the rules

The payment side is where the legal position becomes practical. Credit cards and credit-related products cannot be used to fund Australian-licensed online wagering since 11 June 2024. The rule was written into the IGA and carries operator penalties up to A$234,750 per breach — the kind of figure a regulator publishes to signal it intends to enforce. The same rule covers digital currency. A licensed wagering service takes debit cards, bank transfers, PayID/Osko and BPAY. A site asking an Australian for a credit card or a crypto deposit is operating outside the Australian rules.

The big bank-side rails are designed for ordinary consumer use, and they happen to work for gambling where the operator is licensed. PayID shows the recipient’s name before the transfer is sent, which is also why Australian Payments Plus warns that being asked to pay a PayID held by an illegal gambling site is a strong scam signal. Osko moves money between participating banks in under a minute, twenty-four hours a day, whether addressed to a BSB and account number or to a PayID. BPAY has run since 1997 and is integrated into the online banking of more than 140 institutions.

AUSTRAC’s threshold-transaction-report rule requires reporting of cash transfers of A$10,000 or more. It applies only to physical cash, not to electronic bank transfers. An Australian player moving money to an offshore site does not trip an automatic AUSTRAC report by the size of the transfer alone, although the receiving end sits outside AUSTRAC’s reach anyway. The licensed-and-unlicensed split is what governs who sees the transaction: licensed operators have an Australian reporting trail; offshore operators do not.

Mobile wallets sit at the same edge. Apple Pay, Google Pay and Samsung Pay together account for around 45 per cent of card payments in Australia by number, and the major banks have moved quickly to put gambling blocks on top. Westpac’s block works at the card level — it refuses authorisation of transactions registered under the merchant category code for betting and casino gambling on eligible personal cards. ANZ’s block, activated in the app, also blocks gambling transactions routed through a digital wallet on an eligible card. Once turned on, ANZ requires a 48-hour waiting period before the block can be removed. The same tools cannot reach an operator that does not run on the Australian card rails in the first place.

The RBA’s July 2025 review proposes removing surcharges on eftpos, Mastercard and Visa card transactions. American Express is explicitly outside the proposed ban. Surcharges still apply on Amex, and on any other surcharge-bearing network the merchant chooses to apply. None of that changes the underlying prohibition on using credit to gamble at a licensed operator — the card-rail mechanics and the IGA rule operate at different layers.

Wellbeing around an unregulated product

The licensed system has rails for a reason. Offshore platforms do not. A player using an offshore site has no Australian complaints body to escalate a refused withdrawal to, no Australian ADR provider, and no Australian regulator to report misconduct to. BetStop does not reach the site. The credit-card ban does not bind it. The advertising rules do not apply to it. The protection an Australian player has on an offshore platform is what the platform itself chooses to extend.

A person looking at a support helpline page on a phone while sitting on a couch.
In April 2026 the ACMA issued a formal warning to Ryker B.V. over Jackbit and CasinOK.

The support services that do exist are not gated by whether the gambling was legal. The National Gambling Helpline, 1800 858 858, runs free, twenty-four hours a day. Gambling Help Online offers web chat. These services are open to anyone whose gambling has become a problem, including play on offshore platforms. The framing matters: support is not contingent on the legal status of the activity, and seeking it does not put the person seeking it in any difficulty.

For players who want to reduce exposure at the bank level, the gambling-block tools from the major banks are worth knowing about. ANZ’s block stops gambling transactions on eligible cards and on digital wallets on those cards, with a 48-hour waiting period on removal. Westpac’s block refuses authorisation at the merchant category code level. Commonwealth Bank and NAB run equivalents. These are card-side controls — they work against operators that ride the Australian card rails and against nothing else. An offshore platform that takes cryptocurrency, that accepts vouchers, that processes through niche wallets, can sit outside every block the Australian banks can set.

Self-exclusion is the stronger tool. BetStop, the National Self-Exclusion Register, has been live since August 2023 and runs exclusion periods from three months to a lifetime. Every Australian-licensed online and phone wagering service is bound by it. Registration is online and free. The exclusion applies regardless of the device, the account or the operator within the licensed set. What it does not do is extend to offshore platforms, and a player who has registered with BetStop and then opens an account on a Curacao-licensed site has not closed the gap they were trying to close.

Brands the ACMA has named: what the list actually says

The brands below are not a recommendation. They are not a ranking. Each one is on this list because the ACMA, in a published formal warning, identified it as providing prohibited interactive gambling services to people in Australia. No bonus terms or operator claims are reproduced — the only sources for those were affiliate marketing pages, and the ACMA’s record is the more important document.

The write-ups cover what the ACMA record says, what it does not say, and what kind of reader the page’s own judgement finds them suited to. None of these brands can be licensed in Australia, because no brand offering online casino games can be. That is the law they all run against.

RocketPlay

The ACMA’s most recent action against RocketPlay was a March 2026 formal warning to Pulsup Ltd over Rocketplay.com.au. The brand had earlier been caught up in the May 2022 warning to Dama N.V. covering six casino brands including Rocketplay, Bambet, Dazard, Level Up, Wild Tornado and Cobra Casinos. The same operator group reappears across the warning record under different names, which is itself part of the picture: a brand removed and relaunched is the same business continuing, not a new entrant.

RocketPlay surfaces on listings that track offshore brands operating in the Australian market. The ACMA’s action is the more important document: a regulator has named it twice in four years, the second time after the operator had moved to a new corporate entity.

Level Up Casino

Level Up was named in the May 2022 warning to Dama N.V. alongside five other brands. The ACMA record on Level Up dates to that action, and there is no published follow-up warning. That is not the same as a clean record — the original warning remains in force and was never withdrawn. Level Up is the kind of brand that recycles quietly between operator names; the ACMA’s 2022 warning remains the only formal record on the brand, and it is still in effect.

Woo Casino

The ACMA issued a formal warning to Dama N.V. over Woo Casino in March 2025. Woo sits in the same operator group as Level Up, Rocketplay and Spirit Casino, with three formal warnings in the record under one corporate name. The pattern repeats what the regulator has signalled about this operator group specifically: brand rotation under a single corporate owner. Woo is the kind of brand that exists because the corporate group continues to launch new sites, and the warning record names each as it appears.

Spirit Casino

Spirit Casino was the subject of the May 2025 formal warning to Dama N.V. — the third warning to that operator group in the ACMA’s published record. The page’s judgement on Spirit is that the warning is recent and unambiguous, and the brand has not had time to develop a separate track record because the warning is so recent. What Spirit offers the page’s reader is the most current example of the regulator naming a brand from this operator group.

National Casino

National Casino was named in the July 2025 warning to Consolutetish S.R.L., alongside Bizzo Casino. National Casino surfaces in the wider warning record as part of an operator group that has been the subject of multiple ACMA actions. This 2025 warning stands as the official record, and there is no subsequent finding or dispute resolution outcome involving the brand in Australia.

Bizzo Casino

Bizzo was the subject of two formal warnings. The July 2025 warning to Consolutetish S.R.L. was the more recent; the earlier 2022 warning named TechSolutions (CY) Group Limited and TechSolutions Group N.V. as the operator. Bizzo is the clearest example on this list of an operator changing corporate form while continuing to offer the same product. Bizzo’s history of being named by the ACMA under two different operator groups tells the clearest story: it is a brand that continues to operate despite clear regulatory identification.

Ignition Casino

Ignition Casino was named in the July 2025 warning to Bamboo Media. The brand surfaces in the ACMA record as one of the more visible offshore brands operating into the Australian market; the warning is recent and names the operator. The page’s judgement on Ignition is that the warning record is the working record, and that the operator has not had a subsequent published dispute outcome on the Australian side.

Instant Casino

The ACMA issued a formal warning to EOD Code SRL over Instant Casino in February 2025. Instant appears on listings that track offshore payment routes and on payment-rail registries. The warning is the regulator’s most recent statement on the brand. The 2025 warning clearly identifies the operator, and no other listing or payment-rail presence overrides this formal regulatory finding.

Jackbit

Jackbit was named in the April 2026 formal warning to Ryker B.V., alongside CasinOK. The warning is the most recent ACMA action in the record and names the operator directly. The page’s judgement on Jackbit is that the brand is the freshest example of an ACMA action against a Curacao-licensed operator — and the freshest is also the most useful indicator of how the regulator is currently prioritising.

Casino Intense

The ACMA issued a formal warning to Sterplay Holding Ltd over Casino Intense in April 2025. Casino Intense is the kind of brand that recurs in offshore-brand listings; the warning is recent and names the operator. This recent warning defines the brand’s current regulatory standing, as it sits entirely outside the Australian protection framework.

Sky Crown

The ACMA’s published formal warning to Hollycorn N.V. covers Sky Crown and Blue Leo. The warning is dated to September 2022 and is the longest-standing formal warning on this list. The page’s judgement is that a warning four years old is still a warning; the record has not been withdrawn, and the brand continues to surface in offshore listings.

How this page’s comparison works

The table below sets out the brands the ACMA has named in published formal warnings under the Interactive Gambling Act 2001. It is not a ranking, not a recommendation, and not a shortlist of brands to use. It is the regulator’s published record, set out so a reader can see at a glance what has been said, by whom, and when. The “subject support” column reflects what is publicly verifiable about each brand’s wider footprint, and an em dash where nothing verifiable exists.

Brand ACMA action and date Operator named by the ACMA Subject support
RocketPlay Formal warning, March 2026 (also May 2022 to Dama N.V.) Pulsup Ltd (2026); Dama N.V. (2022) Offshore brand listings
Level Up Casino Formal warning, May 2022 Dama N.V. —
Woo Casino Formal warning, March 2025 Dama N.V. —
Spirit Casino Formal warning, May 2025 Dama N.V. —
National Casino Formal warning, July 2025 Consolutetish S.R.L. AUSTRAC, BetStop, ACMA listings
Bizzo Casino Formal warning, July 2025 (also 2022 to TechSolutions) Consolutetish S.R.L. (2025); TechSolutions (2022) Offshore brand listings
Ignition Casino Formal warning, July 2025 Bamboo Media —
Instant Casino Formal warning, February 2025 EOD Code SRL EcoPayz and PayID listings
Jackbit Formal warning, April 2026 Ryker B.V. —
Casino Intense Formal warning, April 2025 Sterplay Holding Ltd AUSTRAC, BetStop, offshore brand listings
Sky Crown Formal warning, September 2022 Hollycorn N.V. —

The shape of the table tells a story the prose could only gesture at. Every entry on the list is an Australian-facing online casino brand the regulator has named. The dates cluster between 2022 and 2026, with the recent end weighted toward 2025 and 2026. The same operator names recur — Dama N.V. three times, Consolutetish S.R.L. twice, and the brand-level repeats (RocketPlay, Bizzo) point to operators rotating corporate form between warnings. The “subject support” column is sparse because verifiable research on these brands, conducted outside affiliate marketing pages, is sparse.

The blocking rate, and what it implies

The ACMA had asked ISPs to block 1,751 illegal gambling and affiliate marketing websites as of June 2026, with the first blocking request issued in November 2019. Between November 2019 and June 2026 is roughly 79 months. Dividing the running total by the months elapsed gives an average blocking rate of roughly 22 sites per month across the full period — a sustained, procedural tempo rather than a series of one-off crackdowns.

That number is a band, not a single figure. The rate is not constant. The early months of the regime were slow as the ACMA built its case law and its blocking-request template. The more recent months have run faster, with the 26 June 2026 round alone adding twelve sites. A reader who treats 22 as a forecast of next month’s count will be wrong; a reader who treats it as the order of magnitude over the regime’s life is closer to right. The point is that the ACMA’s blocking regime is operating as a rolling, ongoing programme, not as a response to a crisis that has now passed.

What this means for an Australian player

Three things follow from the analysis above.

The legal position is settled. Online casino games and online pokies cannot be licensed in Australia under the Interactive Gambling Act 2001. A Curacao licence does not change that, because the prohibition is about the activity and about provision to people in Australia, not about where the operator is licensed. The ACMA has been naming operators since at least 2022 and continues to name new ones, including in the most recent months of the record.

The consumer protection is not portable. BetStop, the credit-card ban, the advertising rules and the dispute-resolution regime all bind Australian-licensed services. An offshore platform sits outside every one of those. A refused withdrawal on a Curacao-licensed site cannot be escalated to an Australian ADR provider; a balance stranded by a block cannot be claimed through an Australian regulator; an inducement that would breach the Australian rules can be advertised freely on a Curacao-licensed site. The protections exist. They exist for licensed services.

The support is unconditional. The National Gambling Helpline on 1800 858 858 is free and runs twenty-four hours a day, and Gambling Help Online offers web chat. These services do not gate access on the legal status of the activity. A player whose gambling has become a problem on an offshore platform is not in a worse position to seek help than a player whose gambling has become a problem on a licensed service.

The 2026 reform package and the horizon

The Interactive Gambling Amendment (Gambling Reform) Bill 2026 passed Parliament on 19 August 2026. Its advertising and inducement measures commence on 1 January 2027. The passage of the bill is law with a start date. The page is dated inside 2026; the measures are not yet in force on a page dated inside 2026.

What this means for the analysis above is bounded. The reform strengthens inducement and advertising rules, and it changes what a licensed wagering operator can promote. It does not change the prohibition on online casino games, which sits in earlier provisions of the IGA and is not affected by the new bill. The Curacao-licensed product remains prohibited in the same way it has been since 2001, with or without the reform package.

The reform is also relevant to offshore operators in one specific way. The ACMA’s enforcement reach — investigation, formal warnings, blocking requests — is unchanged by the reform, and the blocking regime continues to run on the same monthly cadence. The reform adds advertising and inducement rules that bind licensed operators, not the offshore set.

What to take away

A Curacao licence is a permission to operate from Curacao. It authorises the licensee under Curacao law and under the supervision of the Curaçao Gaming Authority. It does not authorise the licensee to offer online casino games to people in Australia. It does not give an Australian player a regulator to ring, an ADR provider to escalate a dispute to, or a self-exclusion register that covers the brand. It does not change the legal status of the activity the brand offers.

The market the ACMA names is the market this page describes. Brands appear, get warned, sometimes disappear under one corporate name and resurface under another. The blocking regime is sustained, the support services are unconditional, and the legal position has not shifted since 2001. The reform package passed in August 2026 changes advertising and inducement rules; it does not change the prohibition.

For an Australian player weighing whether to use a Curacao-licensed platform, the page’s judgement is direct: the legal position is settled, the consumer protection does not travel, and the support services do not require the activity to be legal in order to be used. The rest of this page sets out the record.

Frequently asked questions

Does a Curacao gaming licence give an operator any legal standing to serve Australian players?

No. The Interactive Gambling Act 2001 prohibits offering online casino games to people in Australia regardless of where the operator is licensed. A Curacao licence is a permission issued under Curacao law and supervised by the Curaçao Gaming Authority; it does not extend any standing inside Australian law. The ACMA has named multiple Curacao-licensed operators in formal warnings under the IGA, which is the regulator’s published record on the question.

What changed when Curacao’s National Ordinance on Games of Chance took effect?

The reform replaced the old master-licence sublicence structure with direct supervision by the Curaçao Gaming Authority, split B2C and B2B into separate licence classes, and published the fees (an application fee of EUR4,592 for both classes, an annual fee of EUR47,450 for B2C and ANG48,000 for B2B). The reform also brought AML/CFT reporting under the goAML portal. None of this changes the position under Australian law.

Who is the regulator behind a Curacao gaming licence?

The Curaçao Gaming Authority, also called the CGA, formerly the Gaming Control Board. It issues licences under the National Ordinance on Games of Chance, supervises licensees, and can revoke or suspend. Its jurisdiction is Curacao; it does not adjudicate disputes on behalf of players in other countries.

Does the ACMA treat a Curacao-licensed site any differently from an unlicensed one?

No. The IGA prohibits providing prohibited interactive gambling services to people in Australia, and the ACMA enforces that prohibition regardless of the operator’s offshore licence. The published formal warnings name operators including Dama N.V., Pulsup Ltd, Consolutetish S.R.L., Bamboo Media, EOD Code SRL, Ryker B.V., Sterplay Holding Ltd and Hollycorn N.V., all of which hold or held Curacao licences at the time of the warning. The licence does not change the regulator’s response.

Can an Australian pursue a dispute against a Curacao-licensed operator through an Australian regulator?

No. Australian ADR providers and complaint bodies bind Australian-licensed services. An offshore operator is not within the Australian regulatory perimeter, and there is no Australian regulator with authority to order a payout from a Curacao-licensed operator. A player with a dispute against such an operator would need to pursue the matter through the operator’s own complaints process, the Curacao-licence framework, or civil proceedings — none of which sit inside the Australian system.

How does a Curacao licence differ from the licences held by Australian land-based casinos?

An Australian land-based casino licence authorises the licensee to offer casino games to people physically present at the venue, under the regulations of the state or territory that issued the licence. A Curacao licence authorises the licensee to offer games from Curacao. The two are different products under different regimes, with different rules about who can be served and how. The Northern Territory’s online wagering licences — held by Sportsbet, Bet365 and Ladbrokes among others — cover pre-event betting on races and sport, not casino games.